Where To Begin

cost reduction tips

We have assembled 10 tips that can help reduce your college costs. Some of these tips may help in your situation:

Search All Available Scholarships

There are thousands of scholarships that go unawarded because students fail to do a thorough research. Many of these scholarships only offer minimal sums ($300-$700 awards), but they do add up to help reduce college expense.

Some scholarships to consider:

  • academic scholarships
  • athletic (check all sports)
  • special talents in music, art, speech
  • affiliation with a group (ancestors of the Mayflower)
  • community trusts

    begin your scholarship search

There are also scholarships opportunities for distance learning or also known as online education for an ideal course, because if attending an accredited MBA degree online course, it is important to know that the same scholarship eligibility applies as to common students attending regular college.

How Best to Manage Funds

Manage your money smartly. Buy or rent used textbooks, keep your outside play at a minimum, walk to school whenever possible, don't go on spending binges, etc.

Start At a Less Expensive School

cost reduction tips

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Start your 1st and 2nd year at a less expensive school

Look into community college programs for many of the "basic courses" that you have to take. After the 2nd year, transfer those credits to another school of your choice to pursue your "specialized courses" for your undergraduate degree.

Community colleges are less expensive than regular 4-year schools. Make sure the credits earned at community colleges can be transferred to your school of choice:

search for community colleges

Another option to consider are online schools. You can find online and accelerated degree programs that fit your busy schedule. You can pace yourself respectively and work part-time. Again, make sure credits earned can be transferred.

search for online programs

Tuition Reduction Plans

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Some schools offer tuition discounts for some of the following students. See if you qualify:

  • children of alumni
  • students who have other family members attending
  • students who have family members employed by the school
  • older students who attend
  • students who are student government leaders
  • students who work in the editorial or yearbook departments
  • students who recruit another student to the school
  • other: check your school's financial aid office

Become a residential manager

Some schools and private housing units will waive or reduce housing costs if you become a residential manager of the dorm or housing unit. You will be required to work a set number of hours each week.

Check with your school about becoming a residential manager.

Another option is to live at home and commute to school. You can save around $6,000 per year in room and board.

Find Employment Opportunities

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Check your school's employment office

Many schools have on-campus employment positions that are not part of the work-study program. Some of these positions offer tuition discounts and a wage for your service:

check your school's employment office

Find an off-campus job

Jump over to our job center to view possible part-time employment opportunities for college students:

find and view job opportunities

Take Extra Credits

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Take as many credits as possible to speed up your graduation requirements

Most schools charge one price regardless of the number of credits you take. Take advantage of single pricing and load up as many credits possible to speed up your requirements for graduation.

Another way to reduce college costs is to take advantage of proficiency examination programs. Ask your school about the Advanced Placement Program (APP), the College-Level Examination Program (CLEP), and the Provenience Examination Program (PEP). If you score high enough on the examination under a specified program, you can receive college credit.

Some colleges give credit for life experiences. Students should check with the college for further information.

check with the Distance Education and Training Council for Information

Some schools offer accelerated degree programs where students can earn their degree in quick time, thus saving on future educational expenses.

In-State Matching Programs

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Look at In-state and Private Matching Programs

Most public state schools offer reduced tuition for in-state residents. You should seriously consider an in-state program as part of your education to help keep costs down.

Some private colleges will match the tuition of out-of-state institutions for certain students. Check with your college to determine whether you qualify for this option:

check your school's admissions office

Check your college for other aid options

Some schools offer reduced tuition rates to families if the major wage earner is unemployed.

Some colleges and universities have special funds set aside for families who do not qualify for federal or state funding:

check your school's financial aid office

Don't Forget ROTC Service

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Federal-merit scholarship program that will pay for college and provide a monthly allowance. Program available at approximately 600 colleges nationwide.

You must meet specific academic or physical fitness requirements to join. You will be required to complete a period of military service after you graduate.

For information:

Air Force ROTC
Marines ROTC
National Guard ROTC
Coast Guard ROTC

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Make It Happen!


By building the discipline in four distinct character traits.

1) physical
2) educational
3) social
4) spiritual

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Making the Move!

college textbooks

What do you need when you move to college?

1) bed sheets
2) toothbrush
3) cooling fan
4) medicine box
5) hand vac
6) plus so much more

Grab our college moving checklist to help you pack for the big move

FREE: Moving Checklist

Save on Textbooks

college textbooks

The cost of college textbooks can run as high as $800-$1,000 or more per semester. So shop around for:

1) new textbooks
2) used textbooks
3) rental textbooks

Shop and compare best deals from multiple online merchants.

Go To Bookstore

Job Center

job center

So what kind of jobs are availabe in your study at college?

Let's take a look to see if opportunities in your field are available and what skills sets you need:

Link to Job Center

Achieving Success

achieve success

Achieving success in life requires 3 key ingredients:

1) planning
2) discipline
3) execution

Open our success module for FREE guides on these key success points.

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Helpful Tools


How can we help with college planning?

1) planning forms
2) manage money tips
3) job search
4) financial guides
5) calculators
6) plus so much more

Jump over to our tool for college planning and financial decision making.

FREE Tools n' Downloads

From Our "College" Journal