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The
grant is gift money that does not
have to paid back. All federal grants require you to file the FAFSA form to determine eligibility. Grants are administered and disbursed by the schools.
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The most common
federal grant. It is awarded to
undergraduate students only (and in some cases, post-baccalaureate students in teacher certification programs).
The
amounts awarded range from $400-to-$4,050
per academic year. The Pell Grant
is reserved for the neediest students.
To see if you are eligible for
the Pell Grant, you
must first submit the Free Application
for Federal Student Aid (FAFSA)
form.
It will use a formula
to estimate the qualified amount
based on the EFC and cost of attendance (see
aid step1 for EFC information).
Any eligible amount will be noted
in your financial award letter from
your school:
click
to open FAFSA links and information
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This grant is available for qualified
undergraduate applicants who show
exceptional financial need. The
amounts awarded range from $100-to-$4,000.
You must first compete the Free
Application for Federal Student
Aid (FAFSA) form to see if you qualify.
It will use a formula to estimate
the qualified amount based on the
EFC and cost of attendance (see
note 1 for EFC information).
Any eligible amount will be noted
in your financial award letter from
your school:
click
to open FAFSA links and information
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An Academic Competitiveness Grant will provide up to $750 for the first year of undergraduate study and up to $1,300 for the second year of undergraduate study to full-time students who are eligible for a Federal Pell Grant and who had successfully completed a rigorous high school program, as determined by the state or local education agency and recognized by the Secretary of Education.
Second year students must also have maintained a cumulative grade point average (GPA) of at least 3.0. The Academic Competitiveness Grant award is in addition to the student's Pell Grant award.
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A National SMART Grant will provide up to $4,000 for each of the third and fourth years of undergraduate study to full-time students who are eligible for a Federal Pell Grant and who are majoring in physical, life, or computer sciences, mathematics, technology, or engineering or in a foreign language determined critical to national security.
The student must also have maintained a cumulative grade point average (GPA) of at least 3.0 in coursework required for the major. The National SMART Grant award is in addition to the student's Pell Grant award.
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Federal
Work-Study Program offers work-study
programs
For both undergraduate
and graduate students where
the student can work part-time on
campus or in the community to earn
money to help pay for education
expenses.
The wage is dependent upon
your skill set and work requirement.
Graduate students may be paid hourly
or by salary.
Work assignments can be on-campus
and off-campus work in public-related
services. The amount of work is
determined by your school and cannot
exceed the Federal Work-Study award.
Contact your school's financial aid office for information about the Work-Study program.
You must first
compete the Free Application for
Federal Student Aid (FAFSA) form
click
to open FAFSA links and information
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About Scholarships:
Scholarships are available from
many private and educational institutions.
This type of financial aid does
not have to be paid back.
There are 3 categories of scholarships:
scholarships from the college to the student for
achievement in athletic, academic, and extracurricular activities such as music, art and other.
Many colleges likewise award scholarships for certain majors; i.e., academic achieved students majoring in mathematics. So complete a thorough research potential awards.
generally from employers, religious and ethnic affiliations.
national and community associations and the military
. These scholarships are awarded in exchange for community or military service after your graduate.
Take note that many non-funded scholarships
may be from your own local area
— area businesses and associations.
Scholarship Search:
You need to start early to find
all available scholarships. Check
your field of study, ethnic background,
social and religious affiliations,
parent's employment, family club
memberships, and local businesses
and clubs.
Beware of potential scholarship
scams. A general rule to follow
is, "if they request money
from you in order to get money",
they are likely a scam:
www.ftc.gov/bcp
Scholarship Requirements:
Every program is different, so
check early on what will be required
and make sure you meet all deadlines.
The scholarship may require an
essay, written exam, or some demonstration/document
of your eligibility
Most scholarships (including athletic)
will require a minimum GPA. Failure
to maintain your GPA level could
forfeit your award.
Most scholarship funds will be
sent to the college directly on
your behalf.
www.EssayEdge.com
Private Institutions:
Private organizations that offer
scholarships or loans to members
and their families who below to
the organization
Institutions include churches,
community groups, professional associations,
hobby groups, and others.
start your search here
Many businesses offer educational
allowances to employees and their
families — check with your
parents' employee benefits department.
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