When driving is part of your daily life, one thing that will happen to most people is being involved in a fender bender. While fender benders aren’t usually life threatening, they can still be scary experiences. If you know exactly what to do in this kind of situation, you can be more at ease. Below is a step by step guide for how to correctly deal with a fender bender.
If the accident is serious enough that someone may have been hurt, you should always call 9-1-1 first. Injuries that result from auto accidents can lead to permanent disability or even death and most require immediate medical attention.
Report the Accident to the Police
The second party that should be contacted after a car accident is the police. The police will arrive on the scene and make a report of the incident. This is important in regards to verifying exactly what happened to cause the accident and getting the right information to insurance companies.
Perhaps the most important thing that should be done after a fender bender is exchanging insurance information with the other driver. The two insurance companies need to be put in contact with each other to decide exactly who will be paying for the damage. Make sure you have proof of insurance with you in the vehicle or you will get a ticket.
Obtain a Police Report
After the initial incident, it’s always a good idea to obtain the police report about the accident. You need the police report to prove to the other driver’s insurance company that the accident happened as you described. If you don’t have one, it will be your word versus the other driver’s.
Go to a Doctor
Similarly, if you obtained any kind of injury at all from the crash, you should see a doctor. If you experienced significant whiplash from the accident, medical attention is absolutely necessary, even if you feel fine. In that case, the injury may only become apparent to you later. Go as soon as possible and make sure to get a doctor’s report that verifies the existence of your injuries.
Hire a Car Accident Lawyer
If your injury is serious enough, you should consider hiring a car accident lawyer. While the car insurance will probably pay for the damage to the vehicle, this may not be the case for your health insurance. Disabilities obtained from car accidents can also affect your life in ways that health insurance coverage won’t make up for. Contact Utah car accident lawyers to see if a lawsuit is appropriate in your case.
Car accidents are always frightening and frustrating. However, if you know how to take the right steps to protect your health and your financial well being, you will have much more control of the situation.