How to Find Financial Aid to Get Your Degree in Tech

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  • With the technology industry growing at a steep pace, the demand for tech professionals grows with it.

    However, tech career paths are generally expensive, and not many people have the means to pay for it. For this reason, many students choose to gain financial aid.

    Financial aid allows students to go for the career they dream about without worrying about the money after graduation. With that said, these are the types of financial aid and how and where you can apply for them.

    Main Types of Financial Aid

    There are many ways to find financial aid and finding one mostly depends on how much you value it. There are three main types of financial aid in the United States. For all three, certain economic and education conditions have to be met.

    The first type of aid is grants: money you generally don’t have to pay back, under certain conditions. The government’s Federal Pell Grants, Federal Supplemental Educational Opportunity Grants, Iraq and Afghanistan Service Grant, and TEACH Grants are all examples of this.

    Put simply, these grants are free money unless you break some rule or clause of the grant. Doing so will require you to pay back some or all of the money granted.

    Then there are loans: money you borrow and have to pay back. You can ask for a loan from any financial institution, organization, or government. Government loans normally have the lowest interest rates.

    Depending on the level of education you want to enroll in and the institution, the loans can be anywhere from $5,000 to over $20,000 per year.

    Finally, there are work-study programs where students get a job to help pay for a degree. The job opportunities normally are part-time, related to your career path, and can be on campus, a non-profit organization, or public agency. The number of hours you work depends on your program.

    Where to Look for Aid?

    • Federal or state government:

      The government is one of the institutions that offer more financial aid programs for citizens. You can apply for grants, scholarships, work-study programs, loans, and more.

      The government offers different options for all groups of people from veterans to grade-A students. In this case, you should go to a Student Financial Aid Office and look for financial aid for technology and science careers.

    other valuable tips:
    • Schools:

      Education is so diverse now that universities aren’t the only places where you can learn to be a professional. In tech, there are many different educational institutions to start your tech career.

      With this said, almost all institutions offer financial aid to its students, from scholarships for grade-A students or athletes to grants for students with financial needs.

      In the tech education industry, there are also coding bootcamps. There, you can learn the tech skills necessary for your career of choice and find a job in less than a year.

      These schools also offer financial options like the possibility of paying the course only after finding a job after graduation.

    • Nonprofit or private organizations:

      Many non-profit organizations offer all kinds of financial aid for students in need. A good way to find the right one is to look for an organization that champions a group you belong to.

      For example, nonprofits that support women in tech or people with disability. This will give you more chances to get financial aid from them.

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